Ce site est une démonstration réalisée par IA par Lemoine Agency. Il ne représente pas une entreprise réelle.
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Finally know where the month went, without a budget or a bank login.

Log an expense in seconds, then see the whole month add up on your laptop and your iPhone, free and with no bank connection.

Depensia is for the end of the month, when the balance has gone down and you cannot say why. Record what you spend as you pay for it, and the dashboard turns the month into one total and one breakdown. No budgets to set, no categories to invent, no bank login to hand over.

Three months they can finally explain.

Three people who wanted one number, not a budget.

I used to open my banking app on the 28th and feel sick without knowing why; now I can see it was the restaurants and the taxis, not the rent.

Maya, 31, pays rent and bills on one salary.

I gave up on two budgeting apps because they wanted a bank login and a plan before they showed me anything. Depensia never asked for either, and I have been logging for four months.

Tom, 27, works shifts and logs as he goes.

The six-month chart settled an argument with my partner in about ten seconds. We were not spending more on groceries than we thought; we were spending more on everything else.

Priya, 38, tracks a household of four.

It is the 30th, and you still cannot say where it went.

Everyday spending is invisible until it has already added up.

A coffee here, a train there, the big shop on a Tuesday: none of it feels like a decision, and none of it announces itself. By the time the balance drops, the month is over and the reasons are spread across a dozen contactless payments.

The budgeting apps you tried did not fix that. They asked you to set limits first, invent categories second and hand over a bank login third, then showed you a dashboard built for someone who enjoys this. That is a second job, and you quit it for the same reason you quit the spreadsheet.

Three steps. None of them is a budget.

The first step takes seconds, and the second shows you the answer.

  1. Log the expense.

    Amount, category and date. The date is today unless you change it, the categories are already there, and the note is optional.

  2. See it on the dashboard.

    The month's total, the change from the month before and the categories that explain it.

  3. Check back whenever.

    Open it on your laptop in the evening or on your phone in a queue. The same account and the same figures, both times.

Everything you need to answer the month, and nothing to set up.

Five parts of the product answer what you spent, how it changed, where it went, how the last six months compare and what you logged most recently.

Each of these is something you will use, not a setting you have to configure.

The total, and what changed

One number for the month, beside the same number for the month before, so you know in a second whether this month is worse.

The total spent, the difference from the previous month in euros and per cent, the number of expenses and the average per day. All four are calculated on the server, so your laptop and your phone show the same figures.

Where it went

See which category took the biggest bite, in money and as a share of the month.

A donut and a list, sorted from the largest amount down. Only the categories you actually used appear.

The last six months

Spot the month that broke the pattern before it becomes the new normal.

Six bars, oldest on the left, with the selected month picked out. A month with no expense is an empty bar, not a gap.

The latest expenses, and the full list

Check the last five expenses at a glance, then open the whole month when you need to.

Amount, category, note and date, newest first. An expense can be deleted from the full list.

One month, shared between screens

Change the month once and every screen follows.

Pick a month on the dashboard and the expense list opens on the same one. You never have to check which month you are looking at.

One account, two screens, the same figures.

Sign up once and the same expenses, totals and categories are waiting on both.

Depensia runs in your browser and as an app on your iPhone. An account created on one works on the other. Log a grocery shop at the till and it is in the Groceries share of the dashboard when you open your laptop that evening. Changes show up on the other screen after a refresh.

No bank login. Private to you. No ads.

Depensia never asks for a bank login, never shows your expenses to another user and never advertises to you.

No bank connection.

You enter your expenses yourself. Depensia never asks for a bank login and never reads your transactions.

Private expenses.

Every account sees only its own expenses. No other user can open your month, and their expenses never appear in your dashboard.

No ads.

There is no advertising in Depensia, on the landing page or in the app.

Free, with no card and no trial clock.

Every feature on this page is in the free app, with no paid tier to upgrade to.

Sign up with an email address and a password and you have the whole product: the dashboard, the seven categories, the six-month trend and the full expense list, on the web and on the iPhone. No trial period ends, no invoice arrives, and no feature sits behind an upgrade.

No bank, no card, euros only: the short answers.

These are the five things people ask before their first expense.

Is Depensia really free?

Yes. There is no card to enter, no trial period and no paid tier. Every feature is in the free app.

Do I need to connect my bank?

No. You enter expenses yourself, and Depensia never asks for a bank login or reads your transactions.

Which devices does it work on?

On the web in your browser and as an app on your iPhone. One account covers both, with the same data.

Can I change the categories?

No. The list is fixed: Groceries, Restaurants, Transport, Housing, Health, Leisure and Other. That keeps every month comparable, and it means you never have to invent a category before you can log anything.

Which currencies does it support?

Euros only. Every amount is recorded in euros and shown with two decimals.

The next month can add up to something you recognise.

Create your free account, log one expense and watch the month begin to take shape.

It takes an email, a password and one expense. There is no card to enter, no bank to connect and no budget to set.